Disaster Relief & Recovery Facility (DRF)

Disaster Relief & Recovery Facility (DRF) is to alleviate the financial burden of SMEs affected by floods and enable them to resume their business operations.


Microenterprises and SMEs (at least 51% shares held by Malaysians) affected by floods located in districts identified by Agensi Pengurusan Bencana Negara as flood disaster areas

Purpose of Financing

  • Repairs and/or replacement of assets for business use (e.g. plants and machinery) which have been damaged by natural disasters; and/or
  • Working capital
    Note: Financing should not be used for refinancing of existing credit / financing facilities

Financing Amount

  • For Micro Enterprises: Up to RM75,000 per microenterprise
  • For SMEs: Up to RM500,000 per SME

Financing Rate

Up to 3.5% p.a. (inclusive of 0.5% guarantee fees)

Financing Tenure

Up to 5 years, including a moratorium period of 6 months on both principal and profit payments

Guarantee Coverage

80% guarantee cover at 0.5% p.a. guarantee fee by Credit Guarantee Corporation Malaysia Berhad (CGC)

Availability of Fund

Until 31 July 2021 or upon fully utilised (whichever is earlier)

Product Disclosure Sheet

Click here for Product Disclosure Sheet (DRF) – ENG Version

Click here for Product Disclosure Sheet (DRF) – BM Version

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