Ar-Rahnu (Tawarruq)

Ar-Rahnu (Tawarruq) is a short term financing where the customer will pledge a gold as Pawning Asset against the given financing.


Gold Standard

  • 999 (24 Carat)
  • 950 (23 Carat)
  • 916 (22 Carat)
  • 875 (21 Carat)
  • 835 (20 Carat)
  • 750 (18 Carat)

Financing Amount

  • Margin of up to 80% from Pawning Asset Value.
  • Minimum amount is RM100.
  • Maximum amount is RM250,000.

Financing Period

  • Maximum facility period of 18 month.
  • Customer has to settle Total Profit for every 6 month of Pawning Period.
  • Customer reserves the right to make a full settlement and redeem the Pawning Asset at any of the Pawning Periods.

Profit Rate

Profit rate will be charged based on Gold Value upon transaction is made.


Product Information Sheet (PDS)

Click here to view Product Information Sheet (PDS)