“My Dream Home” Campaign 2.0 for Baiti Home Financing-i and Wahdah Home Refinancing-i

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or contact our Call Center at 03-26 900 900.


1 December 2021 – 31 August 2022

  • To be eligible, customer must meet all the criteria as follows :
    • New application for Baiti Home Financing-i or Wahdah Home Refinancing-i with minimum financing amount of RM200,000 (including MRTT/MLTT, HOT, etc); and
    • The financing or refinancing application must be Applied, Approved and Accepted during the Campaign Period;

  • Customer will be disqualified if the Baiti Home Financing-i or Wahdah Home Refinancing-i facility is terminated or cancelled for whatsoever reason during the Campaign Period.

  • Employees of Bank Islam and their immediate families (spouses, parents and children) or its advertising agencies are not eligible to participate in this Campaign.

  • Financing tenure of up to 35 years or age 70 whichever is earlier
  • Refinancing only for completed property
  • Not a bankrupt or have any legal action
  • Margin of Financing Up to 90% excluding:-
    • Mortgage Reducing Term Takaful (MRTT) / Mortgage Level Term Takaful (MLTT )
    • Houseowner/Householder Takaful Plan (HOT) – if applicable
    • Stamp Duty
    • Legal Fees
    • Valuation Fees

  • No lock in period
  • No compounding elements
  • No processing fees
  • No penalty for early settlement

  • There will be a total of 93 Winners and each Winner entitle as follows:-

  • Number of Winner


    Grand Prize 1 RM250,000
    1st Runner Up 1 RM50,000
    2nd Runner Up 1 RM25,000
    Quarterly Prizes
    5 winners every quarterly
    90 RM10,000 / winner

  • Customer can only win one (1) prize throughout the Campaign Period.
  • Winners will be selected from a random draw process based on the Eligibility Unit (EU) by using the Bank’s Generic Draw Engine.
  • EU is assigned to each customer who fulfilled the eligibility criteria above for new Baiti Home Financing-i or Wahdah Home Refinancing-i as follows:

  • Application

    Eligible Unit (EU)

    Each NEW application Eligible for 1 EU
    With myPA Care* (+) additional 10 EUs
    With Takaful MyHome Content (+) additional 10 EUs
    With Mortgage Level Term Takaful (MLTT) (+) additional 10 EUs
    With Deposit Account** (+) additional 3 or 10 EUs

Note :
  • *Only applicable for Fatanah, Afdhal dan Takwa plan

  • **Only applicable for new CASATIA accounts which consist of Current Account, Savings Account & Al-Awfar Account. Allocation of additional EUs shall be as follows :

    • 3 EUs for average deposit balance of below RM2,000
    • 10 EUs for average deposit balance of RM2,000 and above

  • Cash prizes will be awarded to the winners within 30 working days from the date of the Bank’s announcement. Winners will be notified by the Bank either by telephone calls or in writing. The winners list will also be posted on the Bank’s website www.bankislam.com and/or selective major newspapers.

  • The quarterly prize draw will be conducted and announced from March 2022 until September 2022 or a date to be determined by the Bank.

  • The prize does not include any accessories or items shown in any advertisement and/or promotional materials as they are for illustrative purpose only.

Click here for Terms and Conditions