“My Dream Home Campaign 3.0” for Baiti Home Financing-i and Wahdah Home Refinancing-i

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or contact our Call Center at 03-26 900 900.


24 March 2023 – 31 December 2023

  • To be eligible, customer must meet all the criteria as follows :
    • New application for Baiti Home Financing-i or Wahdah Home Refinancing-i with minimum financing amount of RM250,000 (including MRTT/MLTT, HOT, etc); and
    • The financing or refinancing application must be Applied, Approved and Accepted during the Campaign Period;

  • Customer will be disqualified if the Baiti Home Financing-i or Wahdah Home Refinancing-i facility is terminated or cancelled for whatsoever reason during the Campaign Period.

  • Employees of Bank Islam and their immediate families (spouses, parents and children) or its advertising agencies are not eligible to participate in this Campaign.

  • Financing tenure of up to 35 years or age 70 whichever is earlier
  • To purchase of property under construction / completed house or refinancing.
  • Attractive Margin of Financing.

  • There will be a total of 33 Winners and each Winner entitle as follows:-

  • Number of Winner


    Grand Prize 1 RM200,000 Cash and Home Appliances worth RM50,000*
    1st Runner Up 1 RM70,000 Cash and Home Appliances worth RM30,000*
    2nd Runner Up 1 RM30,000 Cash and Home Appliances worth RM20,000*
    Quarterly Prizes
    10 winners every quarterly
    30 RM10,000 Cash each

Note: *Total cost for home appliances is based on Recommended Retail Price (RRP) by Harvey Norman

  • Customer can only win one (1) prize throughout the Campaign Period.
  • Winners will be selected randomly based on the Eligibility Unit (“EU”) using the Bank’s Generic Draw Engine.
  • EU is assigned to each customer who fulfilled the eligibility criteria above for new Baiti Home Financing-i or Wahdah Home Refinancing-i as follows:

  • Application

    Eligible Unit (EU)

    Each NEW application Eligible for 1 EU
    With myPA Care* (+) additional 10 EUs
    With Takaful MyHome Content (+) additional 10 EUs
    With Mortgage Level Term Takaful (MLTT) (+) additional 10 EUs
    With Deposit Account** (+) additional 3 or 10 EUs

Note :
  • *Only applicable for Fatanah, Amanah, Afdhal dan Takwa plan

  • **Only applicable for new CASATIA accounts which consist of Current Account, Savings Account & Al-Awfar Account. Allocation of additional EUs shall be as follows :

    • 3 EUs for average deposit balance of below RM2,000
    • 10 EUs for average deposit balance of RM2,000 and above

  • The prizes will be awarded to the winners within 30 working days from the date of the Bank’s announcement. Winners will be notified by the Bank either by telephone calls or in writing. The winners list will also be posted on the Bank’s website www.bankislam.com.

  • The quarterly and Grand prize draw will be conducted and announced from July 2023 until January 2024 or a date to be determined by Bank Islam. .

Terms and Conditions

Click here for Terms and Conditions