TAP Mobile Banking

In 2010, Bank Islam was the pioneer in providing a mobile banking service called TAP (Transact-at-Palm).

Mobile Banking-i which allows users to perform banking services anytime, anywhere without internet access – its unique ability.

Compatible with all types of mobile phones and major telecommunication providers, it operates on a SMS platform that uses dual authentication security (PIN and Password) and is further secured by Triple Des Encryption

Benefits & Features


  • No internet connection, data plan or Wi-Fi hot spot required.
  • No application or software required.
  • As easy as Plug and Play.
  • Compatible with Android, IOS, Windows.
  • Compatible with all types of mobile phones.
  • Compatible with all major telecommunication providers.
  • TAP can be conducted anytime, anywhere.
  • Real-time and instant confirmation transactions.
  • Available for overseas use.


  • Balance Inquiry
  • Fund Transfer
  • Mobile Prepaid Airtime Reload
  • Bill Payment (Directory)
  • Bill Payment (Open Biller)
  • Bank Islam Card
  • Financing
  • Cheque Management

Eligibility & Requirements



Shariah Concept UJRAH: Fees for services provided
Age Requirement 18 years old and above
Registration of MPOD Chip All branches nationwide
Eligibility Individual Account
Sole Proprietorship Account
Application Open a Current Account or Savings Account

*Proposed to include FAQ as part of the content.

Fees & Charges


Transaction Type

Amount (RM)

1 Annual Fee 8.00
2 MPOD Replacement 8.00
3 Bills Payment 1.00
4 Inter-Bank Fund Transfer (RM5000.01 and above) 0.50
5 Mobile Prepaid Airtime Reload 0.30
6 Balance Enquiry (chargeable from the 4th request of the day) 0.30
7 Alert Notification 0.20
8 Inter-Bank GIRO 0.10
9 Internal Fund Transfer 0.00
10 Account Registration 0.00
11 PIN & Password Change 0.00

SMS Subscription Form and Terms & Conditions

Click here to download SMS Subscription Form and Terms & Conditions

Virtual Account Opening

Click here for Virtual Account Opening