Ar-Rahnu

Ar-Rahnu is a short term loan (Qardh) product whereby a customer will pledge Gold or other accepted security (referred to as Gold) as collateral for the loan given.

This facility is based on Shariah contract of Qardh, Rahn and Wadiah Yad Dhamanah operated under Consumer Banking Division of Bank Islam Malaysia Berhad.


Benefits & Features

Gold Standard

  • 999 (24 Carat)
  • 950 (23 Carat)
  • 916 (22 Carat)
  • 875 (21 Carat)
  • 835 (20 Carat)
  • 750 (18 Carat)

Margin

  • Margin up to 70% of the Gold value;
  • The minimum amount is RM100.00;
  • Total aggregate per individual is RM100,000.00.

Tenure

Six (6) months.


Fees

The safekeeping fees will be charged based on the Gold value at the point of the transaction.


Outlets

Available at Ar-Rahnu Bank Islam as follows:

Kuantan Outlet

No. G-11, Ground Floor, Mahkota Square, Jalan Mahkota, 25000 Kuantan, Pahang

Tel: 09-5179090

Fax: 09-5145050

Business Hours:

Monday to Thursday | 9:30 am – 4:30 pm

Friday | 9:30 am – 12:30 pm | 2:30 pm – 4.30 pm

Saturday, Sunday & Public Holiday | Closed

Sg Petani Outlet

21-B, Jalan Ibrahim, 08000 Sungai Petani

Tel: 04-4219090

Fax: 04-4215050

Business Hours:

Monday to Thursday | 9:30 am – 4:30 pm

Friday | 9:30 am – 12:30 pm | 2:30 pm – 4.30 pm

Saturday, Sunday & Public Holiday | Closed

Alor Setar Outlet

Lot 2024, Jalan Langgar, 05000 Alor Setar

Tel: 04-7319090

Fax: 04-7305050

Business Hours:

Monday to Thursday | 9:30 am – 4:30 pm

Friday | 9:30 am – 12:30 pm | 2:30 pm – 4.30 pm

Saturday, Sunday & Public Holiday | Closed

Pasir Puteh Outlet

No. PT 546., Seksyen 2, Jalan Nara, 16800 Pasir Puteh, Kelantan

Tel: 09-7869090

Fax: 09-7865050

Business Hours:

Sunday to Thursday | 9:30 am – 4:30 pm

Friday, Saturday & Public Holiday | Closed

Kota Bharu Outlet

No. 1155, Seksyen 11, Lorong Medan MARA, Bandar Kota Bharu, 15000 Kota Bharu, Kelantan

Tel: 09-7489090

Fax: 09-7489050

Business Hours:

Sunday to Thursday | 9:30 am – 4:30 pm

Friday, Saturday & Public Holiday | Closed

Pasir Mas Outlet

Lot 319, Seksyen 1, Bandar Pasir Mas, 17000 Pasir Mas

Tel: 09-7908090

Fax: 09-7903090

Sunday to Thursday | 9:30 am – 4:30 pm

Friday, Saturday & Public Holiday | Closed

Tanah Merah Outlet

Lot PT 175, Jalan Hospital, 17500 Tanah Merah

Tel: 09-9557090

Fax: 09-9555090

Business Hours:

Sunday to Thursday | 9:30 am – 4:30 pm

Friday, Saturday & Public Holiday | Closed

Kubang Kerian Outlet

Ground Floor, Lot PT 816, Bandar Baru Kubang Kerian, Jalan Raja Premepuan Zainab II, 16150 Kota Bharu

Tel: 09-7678090

Fax: 09-7645090

Business Hours:

Sunday to Thursday | 9:30 am – 4:30 pm

Friday, Saturday & Public Holiday | Closed

Kuala Terengganu Outlet

MBKT-No. 19, Pusat Niaga Paya Keladi, 20200 Kuala Terengganu

Tel: 09-6267090

Fax: 09-6235050

Business Hours:

Sunday to Thursday | 9:30 am – 4:30 pm

Friday, Saturday & Public Holiday | Closed


Product Disclosure Sheet (PDS)

For more details, kindly refer to the Product Disclosure Sheet (PDS).