Business Premises Financing (BPF)


The program is specially designed to finance both new and existing customers for the purchase or refinance of completed or under construction commercial properties.


  • Attractive financing rate
  • No processing fee for SMEs only
  • No commitment fees on unutilized amount for Business Cash Line-i facility
  • Rebate on the difference between ceiling rate and effective rate


All business entities

Types of Properties

Commercial properties (shop house, shop office) which are fully completed or under construction

Facilities offered

Margin of Financing

*Up to 150% of Open Market Value (OMV) or Sale & Purchase Agreement (whichever is lower) inclusive of Fire Takaful Insurance, MRTT, BRTT/ BLTT, Stamp Duty and Solicitor Fees

*Subject to the assessment and approval by the Bank

Financing Limit

Minimum of RM150,000

Financing Tenure

Up to 20 years

How to apply

  • Fill up the form completely
  • Submit the completed form with the supporting documents to the nearest Bank Islam’s branches