Business Premises Financing (BPF)

The program is specially developed to finance both new and existing customer for the purchase or refinance of completed or under construction commercial properties

Facilities offered

  • Business Financing-i
  • Business Cash Line-i
  • Multi Trade Facility

Margin of Financing

Up to 150% of Open Market Value (OMV) or Sale & Purchase Agreement (whichever is lower) inclusive of Fire Takaful Insurance, MRTT, Stamp Duty and Solicitor Fees*

Financing Limit

Minimum of RM150,000


Up to 20 years


  • Attractive financing rate
  • No processing fee (SME only)
  • No commitment fees on unutilized amount for Business Cash Line-i facility
  • Rebate on the difference between ceiling rate and effective rate


All business entities

Property Types

Commercial properties (shop house, shop office) which are fully completed or under construction

How to apply

  • Fill up the form completely
  • Submit the completed form with the supporting documents to the nearest Bank Islam’s branches