Go Halal SME Financing Program

GO HALAL for success. Position your business for a competitive edge with Go Halal SME Financing Program

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Malaysian SMEs that fulfil the following criteria:

  • Meets the definition of SMEs issued by SME Corporation Malaysia and business in operation for at least 2 years.
  • Registered with the Companies Commission of Malaysia (SSM), or authorities/district offices in Sabah and Sarawak, statutory bodies for professional service providers.
  • Shareholding by Public Listed Companies and Government Linked Companies (if any) in the SMEs shall not exceed 20%.
  • Malaysians residing in Malaysia that hold a minimum of 51% Malaysian shareholding/ ownership in the SMEs.

Purpose of Financing

  • Halal Certification, Consultancy & Training Cost
  • Business Reducing Term Takaful (BRTT) Contribution Cost
  • Working Capital Requirement (WCR)
  • Capital Expense (CAPEX) – only for new machine and equipment.

(Inclusive of legal documentation costs and SJPP guarantee fee for the first year).

Note: The facility cannot be utilized to refinance existing facility granted by the same or other Bank.

Financing Amount

  • From RM100k up to RM1 mil (Sole-prop/ partnership)
  • From RM100k up to RM3 mil (Sdn Bhd)

Financing Rate

Attractive financing rate

Financing Tenure

Guarantee Coverage

Up to 80% guarantee coverage, with as low as 0.5% p.a. guarantee fee by Syarikat Jaminan Pembiayaan Perniagaan (SJPP)

Product Disclosure Sheet:

Click here for Product Disclosure Sheet – ENG Version

Click here for Product Disclosure Sheet – BM Version

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