Unit Trust

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Do’s And Don’t As A UTC

Unit Trust is a form of collective investment that allows investors with similar investment objectives to pool their savings, which are then invested in a portfolio of securities or other assets managed by investment professionals.

A professional fund manager will then invest the pool of funds in a portfolio which may include the asset classes listed below:

  1. Cash / Money Market Instruments
  2. Fixed Income / Sukuk
  3. Local Equities
  4. Regional Equities
  5. Global Equities

With these various types of asset classes, you have the opportunity to decide on a wide range of unit trust investments that fit your risk appetite.

Benefits & Features
  1. Diversification
  2. Ready Access to Funds
  3. Professional Management
  4. Investment Exposure
  5. Investment Cost

Method of Investing

Consult our Unit Trust Consultants and we will provide you financial advice that suits your goals and risk profile, with no obligations.

  1. Lump Sum Purchase
    Make a one-time investment on a fund and take immediate advantage of the underlying market.
  2. Reinvestment of Income
    The amount of the distribution is used to purchase additional units.
  3. Regular Saving Investment
    Make regular investments every month and even out market risks in the long run.
  4. EPF Members Investment Scheme
    This plan allows you to withdraw your EPF savings to invest in EPF-approved Unit Trust Funds.

Fund Houses

Bank Islam distributes a wide range of Unit Trust Funds that caters for a variety of investment objectives, investment strategies and risk tolerance level i.e. equity fund, balance fund, mixed asset fund, sukuk fund, income fund and money market fund.

The Unit Trust Funds distributed by Bank Islam Malaysia Berhad are managed by professional fund managers i.e. BIMB Investment Management Berhad, Eastspring Investments Berhad and Maybank Asset Management Sdn Bhd, which has vast experience in fund management:

  1. BIMB Investment Management Berhad
  2. Eastspring Investments Berhad
    1. Eastspring Investments Dana Al-Ilham
    2. Eastspring Investments Dana Dinamik
    3. Eastspring Investments Dinasti Equity Fund
    4. Eastspring Investments Dana al-Islah
    5. Eastspring Investments Islamic Income Fund
    6. Eastspring Investments Islamic Small-cap Fund
    7. Eastspring Investments Islamic Equity Income Fund
  3. Maybank Asset Management Sdn Bhd
    1. Amanah Hartanah Bumiputera
  4. Amanah Saham Nasional Berhad
    1. Amanah Saham Bumiputera
    2. Amanah Saham Bumiputera 2
    3. Amanah Saham Bumiputera 3 Didik
    4. Amanah Saham Nasional
    5. ASN Equity 2
    6. ASN Sukuk
  5. AIIMAN Asset Management Sdn Bhd
    1. AIIMAN Smart Invest Portfolio Growth (SIPG)
    2. AIIMAN Asia Pacific (Ex Japan Dividend Fund)
    3. AIIMAN Global Equity Fund
    4. AIIMAN Income Extra Fund


You can ascertain whether any of our staff whom you are dealing with are qualified individuals for purposes of investment or contribution into unit trust funds are registered with FIMM as Consultants by accessing the link here Is My Consultant Authorised?