Non SME iGain Special Rate Balance (RM) Profit Sharing Ratio (PSR) Indicative Rate (% p.a) Investment Account Holder (%) Bank (%) Profit Sharing Ratio from 16 July to 15 August 2026 iGain – SME (Non-SME) 2,000 to 49,999 2.42 97.58 0.10 50,000 and above 60.53 39.47 2.50