Non SME iGain Special Rate Balance (RM) Profit Sharing Ratio (PSR) Indicative Rate (% p.a) Investment Account Holder (%) Bank (%) Profit Sharing Ratio from 16 June to 15 July 2026 iGain – SME (Non-SME) 2,000 to 49,999 2.45 97.55 0.10 50,000 and above 61.27 38.73 2.50