Export Credit Refinancing-i (ECR-i)

The ECR-i facility is funded by the Export Import Bank of Malaysia Berhad (EXIM Bank) at a special rate. The financing only covers Shariah compliant products and those not listed in the EXIM Bank’s Negative List Guideline. The financing rate is determined by EXIM Bank from time to time. The Bank can add on a maximum margin of 1% to the ECR-i financing rate for financing you as our customer.


ECR-i Pre-Shipment

Pre-Shipment ECR-i is a financing facility based on Murabahah contract granted to you as direct or indirect exporter for preparing goods prior to shipment. It is an effort to encourage the exports of Malaysian agriculture products and manufactured goods.


ECR-i Post-Shipment

Post-Shipment ECR-i is a financing facility based on Bai’ Dayn contract granted to you as a direct exporter who exports eligible products on sight or usance terms. For sight term, financing period shall not exceed 60 days.


Benefits & Features

Benefits of using our products:

  • Lower cost of financing as it is funded by EXIM Bank
  • For Post-Shipment ECR-i, customer can obtain immediate funds upon presenting export documents after shipment

Cut-off time

Application received by 12:30pm* will be processed on the same day.


* Subject to all terms and conditions complied with


Fees & Charges
Click here for view Export Credit Refinancing-i (ECR-i).
Product Disclosure Sheet (PDS)

Click here to download PDS for Export Credit Refinancing (ECR-i)

Click here to download PDS for Export Credit Refinancing (ECR-i) – Malay Version