Biz Financing Program

Our financing program that is offered to our clients includes SME Biz Financing. This financing program is solely targeted for Private Limited Company.

Financing Schemes

We offer to our clients the financing schemes as mentioned below:

  • WCGS – Working Capital Guarantee Scheme
  • SSGS – Service Sector Guarantee Scheme

Purpose of Financing

The purpose of the financing is for Capital Expenditure (CAPEX) purposes only and should not be applied for the purposes of refinancing of existing facilities.

Features

The financing is offered for the Revolving facilities

  • Cash Line
  • Trade Facilities
  • Financing limit a minimum of RM100,000.00
  • Financing limit a minimum of RM5.0 million
  • Collaterals
    • Cash Deposit or Term Deposit
    • Sinking Fund
    • Joint Several Guarantee (JSG)

Financing Tenure

9 Years or not exceeding 31 December 2025 (WCSG) or whichever, is earlier.

Guarantee Fee

The guarantee fee is payable at 1.0% per annum.

Guarantee Coverage

Syarikat Jaminan Pembiayaan Perniagaan (SJPP)

Basic Documents Required

1. Application Form


2. Statutory Documents

  • Form 24, 44 and 49
  • Certified of Incorporation Certificate
  • Certified Latest Memorandum & Articles of Association
  • Certified of Business Registration (Form B)
  • Certified of Certificate issued by the Professional Bodies**

** For Professional Firm


3. Financial Information for or Private Limited

Sendirian Berhad

  • Certified Audited Account for the last 3 years and the latest management account.

Sole Proprietorship / Partnership / Professional Firm

  • Certified Management Account for the last 3 years and the latest management account.

4. Certified Bank Statement for the last 6 months.

Fees & Charges

*Wakalah Fees

*Refer to other fees and charges

Product Disclosure Sheet (PDS)