Women in Business (BI WinBiz)

Women in Business Financing Programme (WinBiz) is a financing product specially designed for Malaysian Women Entrepreneurs under the category of Small and Medium Enterprise (SMEs) to cater for their working capital and/or capital expenses.

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Eligibility

Targeted to Malaysian entrepreneurs that have been in business for at least two (2) years and fulfill the following eligibility criteria:
  • Meets the definition of SMEs issued by SME Corporation Malaysia:
  • Malaysians residing in Malaysia that hold a minimum of 51% shareholding in the business.
  • Registered with the Companies Commission of Malaysia (SSM), or authorities/district offices in Sabah and Sarawak, statutory bodies for professional service providers.

Purpose of Financing

  • Working Capital requirements
  • Capital Expenditure (CAPEX)

Note:

  • This is inclusive of legal documentation costs, Syarikat Jaminan Pembiayaan Perniagaan (guarantee fee for the first year and any other costs which have been approved by the bank.
  • The facility shall not be used for refinancing of existing facilities.

Financing Amount

  • Minimum financing amount: RM100,000
  • Maximum financing amount: RM1 million

Financing Rate

Minimum BFR+1.50% per annum.

Financing Tenure

Up to seven (7) years

Guarantee Fee

Up to 80% Guarantee Coverage under Government Guarantee Scheme managed by SJPP (depends on the scheme offered by SJPP).

Product Disclosure Sheet:
  • Click here to view Product Disclosure Sheet – English Version
  • Click here to view Product Disclosure Sheet – Bahasa Malaysia Version

For enquiries email to: sme-assist@bankislam.com.my

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