Ar-Rahnu
Ar-Rahnu Tawarruq is a short term financing where the customer will pledge a gold as Pawning Asset against the given financing.
Gold Standard
- 999 (24 Carat)
- 950 (23 Carat)
- 916 (22 Carat)
- 875 (21 Carat)
- 835 (20 Carat)
- 750 (18 Carat)
Financing Amount
- Margin of up to 80% from Pawning Asset Value
- Normal Package
- Minimum amount is RM100.
- Maximum amount is RM250,000
- Traders Package
- Minimum amount is RM30,000
- Maximum amount is RM500,000
Financing Period
- Maximum facility period of 18 month.
- Customer has to settle Total Profit for every 6 month of Pawning Period.
- Customer reserves the right to make a full settlement and redeem the Pawning Asset at any of the Pawning Periods.
Profit Rate
Profit rate will be charged based on Gold Value upon transaction is made.
Gold Price for Ar-Rahnu
| Gold Grade | Gold Price/ Gram (MYR) |
| 750 (18K) | 383.81 |
| 835 (20K) | 434.98 |
| 875 (21K) | 450.34 |
| 916 (22K) | 465.69 |
| 950 (23K) | 491.28 |
| 999 (24K) | 511.75 |
Effective update:
8 August 2025; 9:00am
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Product Disclosure Sheet (PDS)
Click here to download Product Disclosure Sheet (Malay Version) effective on 5 August 2025
Click here to view Product Disclosure Sheet (PDS)
