SME Exporter Financing Program

A financing program made exclusive to SMEs registered as Members of the Malaysia External Trade Development Corporation (MATRADE)for global market expansion.

Apply Now  


Malaysian SMEs that fulfil the following criteria:

  • Meets the definition of SMEs issued by SME Corporation Malaysia and business in operation for at least 2 years.
  • Must be registered as MATRADE Members
  • Registered with the Companies Commission of Malaysia (SSM), or authorities/district offices in Sabah and Sarawak, statutory bodies for professional service providers.
  • Shareholding by Public Listed Companies and Government Linked Companies (if any) in the SMEs shall not exceed 20%.

Purpose of Financing

  • Working Capital Requirement (WCR); and/or
  • Capital Expenditure (CAPEX)

Note: Cannot be used to refinance existing facility granted by the same or other PFIs


Financing Amount

  • RM100k to RM5 mil
  • Sole prop/partnership: Up to RM 1 mil
  • Private Limited Company (Sdn Bhd): Up to RM 5 mil

Margin of Finance

  • Up to 100% for WCR;
  • Up to 90% for CAPEX (from Supplier/Vendor Invoices)
  • FEC-i – 10% from the total Trade facilities

Profit Rate

Attractive financing rate


Financing Tenure

  • BF-i – Up to 9 years
  • BCL-i – 1 year subject to annual review
  • Multi Trade Facility – as per available Trade Products
  • FEC-i – Max up to 6 months / 1 year

Guarantee Coverage

Up to 80% guarantee coverage by Syarikat Jaminan Pembiayaan Perniagaan (SJPP)


Product Disclosure Sheet (PDS)

Apply Now