Disaster Relief Facility (DRF)
Disaster Relief Facility (DRF) 2022 is to alleviate the financial burden of SMEs affected by floods and enable them to resume their business operations.
Microenterprises and SMEs (at least 51% shares held by Malaysians) affected by floods located in districts identified by Agensi Pengurusan Bencana Negara as flood disaster areas.
Purpose of Financing
- Repairs and/or replacement of assets for business use (e.g. plants and machinery) which have been damaged by natural disasters; and/or
- Working capital
Note: Financing should not be used for refinancing of existing credit/ financing facilities
- For Micro Enterprises: Up to RM150,000 per microenterprise
- For SMEs: Up to RM700,000 per SME
Note: A collective financing limit is applicable for SMEs with common shareholder(s) of equal to or more than 20% shareholding
Up to 3.5% p.a. (inclusive of 0.5% guarantee fees)
Up to 7 years, including a moratorium period of 6 months on both principal and profit payments
80% guarantee cover at 0.5% p.a. guarantee fee from the Credit Guarantee Corporation Malaysia Berhad (CGC) or Syarikat Jaminan Pembiayaan Perniagaan (SJPP).
Availability of Fund
From 27 December 2021 until full utilisation (or further notice, depending on the flood situation)
Product Disclosure Sheet (PDS)
For enquiries email to: firstname.lastname@example.org