Personal Financing-i Non Package

Benefits & Features

Financing Quantum

Based on eligibility limit and subject to minimum of RM10,000 and maximum amount of RM300,000

Payment Period

Financing Rate Offer With Takaful Coverage

Flat Rate

1 – 3 years : 4.5% p.a. (Flat). (Profit is calculated on a monthly basis based on “Sum of Digit”)
4 – 8 years : 5.99% p.a (Flat). (Profit is calculated on a monthly basis based on “Sum of Digit”)
9 – 10 years : 6.99% p.a. (Flat). (Profit is calculated on a monthly basis based on “Sum of Digit”)

Financing Rate Offer Without Takaful Coverage

Flat Rate

1 – 3 years : 6.0% p.a. (Flat). (Profit is calculated on a monthly basis based on “Sum of Digit”)
4 – 8 years : 7.5% p.a (Flat). (Profit is calculated on a monthly basis based on “Sum of Digit”)
9 – 10 years : 7.5% p.a. (Flat). (Profit is calculated on a monthly basis based on “Sum of Digit”)

Advance Payment

Takaful Coverage – Optional

Benefits

Eligibility & Requirements

Eligibility

Applicant must be 18 years and not exceeding the retirement age at the end of payment period
Malaysian citizen
Earning a minimum fixed income of RM4,000 per month
Applicant must be a continued employee in any of the following:
- Public Listed Companies

Documents Required

A copy of identity card
Latest 3 months’ salary slip
Latest employer’s confirmation letter
Latest income tax form (Form B or Form EA/EC) or latest 3 months Bank Statements of salary crediting account, or any other latest supporting document such as EPF statement (or all these 3 documents, if required)

Payment Method