Wahdah Home Refinancing-i
Looking for the best way to lower your house financing monthly installment? Or do you need extra cash for your personal needs? Why not have it all by capitalising on the appreciation value of your house with our Wahdah Home Refinancing.
Apply now
Calculator
or contact our Call Center at 03-26 900 900.
Benefits & Features
- Completed house
- High Margin of financing up to 90% excluding:
- Mortgage Reducing Term Takaful (MRTT) / Mortgage Level Term Takaful (MLTT) – (complusary)
- HOT (Houseowner/Householder Takaful Plan) – (if applicable)
- Stamp Duty
- Legal Fees
- Valuation Fees
- Financing Tenure of up to 35 years or age 70, whichever is earlier
- No lock-in period
- No compounding elements
- No processing fee
- No penalty for early settlement
Property Value
Current Standardised Base Rate (SBR) is 3.00% per annum effective 5 May 2023)
- RM100K to less than RM250K
- Property value > RM2.0M
AND
As low as SBR + 1.35% p.a. (EPR = 4.35% p.a.) RM250K to RM2.0M As low as SBR + 1.15% p.a. (EPR = 4.15% p.a.) Note: Please refer to the nearest branch for property value other than above.
Eligibility Criteria
- Malaysian Citizen
- Age 18 and above
- Not a bankrupt or have any legal action
- Gainfully employed or Profitable business for at least 3 years
- Minimum 1 year good payment track record
Required Document
- Photocopy of identity card
- Sales & Purchase Agreement
- For salary earners:
- Latest 3 months salary slips
- Latest 3 months salary crediting account statements
- Employer’s Confirmation Letter
- Annual Income Statement/ BE Form / EPF statement
- Any other supporting income documents
- For Self employed / Businessmen:
- Company / Business Registration
- Latest 6 months Bank Statements
- Latest 3 years Financial Statements
- Latest B Form
- Any other supporting income documents
