Working Capital Guarantee Scheme – Women (WCGS – Women)

To assist SME companies owned and controlled by women in all sectors to gain access to financing for working capital and capital expenditure (CAPEX)

Guarantee Fee

0.75% per annum payable upfront

Financing Limit

    For SMEs under Partnership and Sole Proprietorship:
  • Minimum: RM100,000 only
  • Maximum: RM1.0 million only

Tenure of Financing

For a period of 16 years or until 31st December 2035, whichever is earlier

Type of Facility

Term Financing, Business Cash Line-i, Multi Trade Facilities and Commercial Card

Purpose of Financing

  • Working Capital
  • Capital Expenditure

  • This guarantee scheme cannot be used to refinance existing facility granted by the same or other participating financial institutions

Guarantee Coverage

80% guarantee coverage by the Government of Malaysia through Syarikat Jaminan Pembiayaan Perniagaan (SJPP)

Availability/ Application Period

  • From 1st February 2020 and upon full utilisation of the Scheme limit of up to RM500 million only or upon expiry of guarantee tenure on 31st December 2035, whichever is earlier

Source from Syarikat Jaminan Pembiayaan Perniagaan