Domestic Investment Strategic Fund Financing Program (DISF)

A financing program that complements a collaboration with Malaysian Investment Development Authority (MIDA) to accelerate the transition of Malaysian-owned companies particularly Small and Medium Enterprises (SMEs) in shifting towards high value-added, high technology, knowledge–intensive and innovation-based industries.

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Malaysian SMEs that fulfil the following criteria:

  • Meets the definition of SMEs issued by SME Corporation Malaysia and business in operation for at least 2 years.
  • Registered with the Companies Commission of Malaysia (SSM), or authorities/district offices in Sabah and Sarawak, statutory bodies for professional service providers.
  • Shareholding by Public Listed Companies and Government Linked Companies (if any) in the SMEs shall not exceed 20%.
  • Malaysians residing in Malaysia that hold a minimum of 51% shareholding in the business.
  • Companies producing promoted products / engaged in promoted activities in the following priority sectors:

  • Manufacturing

    • Aerospace;
    • Medical Devices;
    • Pharmaceuticals;
    • Machinery and Equipment;
    • Other industries, on a case by case basis.


    • Design and Development
    • Research and Development
    • Testing / Calibration
    • Quality and Standard Certification
    • Architectural / Engineering Services
    • Technical and/or skills training
    • Logistics Service Providers (3PL)
    • ICT Solutions Providers related to Automation and Industry 4.0
    • Integrated Green Technology Project

Purpose of Financing

Capital Expenditure (CAPEX); and/or

  • Modernization and upgrading of facilities and tools to undertake manufacturing or services activities for Multinational Corporations (MNCs) and Malaysian conglomerates (outsourcing activities1);
  • Licensing or purchase of new/high technology.;

Working Capital Requirement (WCR);

The working capital financing will cater for expenditures incurred for the following activities:

  • Training of Malaysians;
  • R&D activities carried out in Malaysia;
  • Obtaining international standards/certification; and
  • Legal Documentation Cost and BRTT/BLTT Contribution Cost.

Financing Amount

RM100k to RM5 mil

Sole prop/partnership: Up to 1mil
Private Limited Company (Sdn Bhd): Up to 5mil

Margin of Finance

Up to 90% for CAPEX and/or
Up to 100% for WCR

Profit Rate

Minimum BFR + 1.75% per annum

Financing Tenure

Up to 10 years

Guarantee Coverage

Up to 80% guarantee coverage by Syarikat Jaminan Pembiayaan Perniagaan (SJPP)

Product Disclosure Sheet:

Click here for Product Disclosure Sheet – ENG Version

Click here for Product Disclosure Sheet – BM Version

For enquiries email to:

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