Start-up Financing Program
When you already have a plan to start up your business, we are ready to assist in providing you with your Capital needs.
Financing Schemes
We offer to our clients the financing schemes as mentioned below:
- Business Term Financing
Purpose of Financing
The purpose of the financing is for Capital Expenditure (CAPEX) purposes only and should not be applied for the purposes of refinancing of existing facilities.
Features
The financing is offered for the Revolving facilities
- Cash Line
- Trade Facilities
- Financing limit a minimum of RM100,000.00
- Financing limit a minimum of RM5.0 million
- Collaterals
- Cash Deposit or Term Deposit
- Sinking Fund
- Joint Several Guarantee (JSG)
Financing Tenure
Not applicable.
Financing Rate
Based on case to case basis.
Guarantee Fee
The guarantee fee is payable at 1.0% per annum.
Guarantee Coverage
Syarikat Jaminan Pembiayaan Perniagaan (SJPP)
Eligibility
This financing scheme is offered to:
- Private Limited Company
- Partnership
- Soleproprietor
Basic Documents Required
1. Application Form
2. Statutory Documents
- Form 24, 44 and 49
- Certified of Incorporation Certificate
- Certified Latest Memorandum & Articles of Association
- Certified of Business Registration (Form B)
- Certified of Certificate issued by the Professional Bodies**
** For Professional Firm
3. Financial Information for or Private Limited
Sendirian Berhad
- Certified Audited Account for the last 3 years and the latest management account.
Sole Proprietorship / Partnership / Professional Firm
- Certified Management Account for the last 3 years and the latest management account.
4. Certified Bank Statement for the last 6 months.
Fees & Charges
*Wakalah Fees
*Refer to other fees and charges
Product Disclosure Sheet (PDS)
