Basic Savings Account-i

(Protected by PIDM up to RM250,000 for each depositor)

In the provision of banking services, it is important to ensure that the Malaysian public, especially the low-income consumers, have access to basic banking services at minimal costs.

Benefits & Features

Minimum Services


  • Cash deposit
  • ATM and over-the-counter (OTC) withdrawals
  • Fund transfers and bill payment facilities

Internet Banking


  • Fund transfer facility (with EXCEPTION of GIRO facility where the Bank will impose a service charge of RM0.10 per transaction to BCA holders)
  • Online bill payment facilities within the Bank
  • Account enquiries including account balances/summary, account statement and transaction history

Other benefit


  • No service or maintenance charge will be imposed on the account
  • Enjoy the convenience of printing mini statement via ATM machines
  • ATM withdrawal via MEPS



The Customer shall give consent to the Bank to deal with the whole or any part of any balances in the account in the manner that the Bank deems fit. Any profit generated by the Bank from the use of the funds shall belong to the Bank. The Bank may at its absolute discretion, give reward (Hibah) to the Customer. Subject to the terms hereof, the Bank guarantees payment of the whole sum standing to the credit of the Customer’s account upon demand.


Eligible Person


Malaysian citizens and permanent residents


Minimum Opening




Minimum Balance




Age Requirement


Open to all


Types of Account


For Individual, Joint and Trust (for children below 12 years old – to be opened with parents/legal guardian)

Terms & Conditions

Click here to view Terms & Conditions for BASIC SAVINGS ACCOUNT-i effective 22nd January 2024

Click here to view Terms & Conditions for BASIC SAVINGS ACCOUNT-i effective 1st June 2023

Drop Your Details