Qard Saving Account-i

(Protected by PIDM up to RM250,000 for each depositor)

Bank Islam offers Qard Savings Account-i facility for you to save your money. Based on Qard contract, this facility provides hassle – free safekeeping of your money and allows easy access for withdrawals whenever needed.

Benefits & Features



  • Free Savings Passbook (upon request)
  • Bankcard Facilities
  • Salary Crediting & Sweeping Facility
  • Standing Instruction Facility
  • Hibah may be given on a monthly basis based on the Bank’s discretion
  • Others facilities:
    • Bill payment
    • TAP Mobile Banking-i

Electronic Banking Facilities



  • Cash withdrawal
  • Fund transfer
  • Statement request
  • Utility bills payment
  • Zakat payment
  • Tabung Haji transaction
  • Internet Banking ( registration
  • PIN Change
  • MEPS withdrawal
  • IBFT

TAP Mobile Banking-i

TAP Mobile Banking-i uses an innovative chip technology that displays a banking menu on user’s mobile phone, a screen that most customers are familiar with, thus reducing hassles of memorising to keywords and commands or download applications. The types of services offered are balance enquiry, fund transfer, prepaid top up, bill payment and many more.


The e-Debit (electronic funds transfer at point of sale) is a service where consumers pay their purchases using Bankcard and Personal Identification Number (PIN). The purchase amount will be deducted directly form either their Savings or Current Account.



The Customer shall give consent to the Bank to deal with the whole or any part of any balances in the account in the manner that the Bank deems fit. Any profit generated by the Bank from the use of the funds shall belong to the Bank. The Bank may at its absolute discretion, give reward (Hibah) to the Customer. Subject to the terms hereof, the Bank guarantees payment of the whole sum standing to the credit of the Customer’s account upon demand.

Eligibility & Requirement

Minimum Opening



Minimum Balance



Age Requirement

Open to all


Types of Account

  • Individual (12 years old and above)
  • Trust (for children under 12 years old, must be opened with parents/legal guardian)
  • Joint Account – to open the account jointly with another person

Terms & Conditions

Click here to view Terms & Conditions for QARD SAVINGS ACCOUNT-i effective 22nd January 2024

Click here to view Terms & Conditions for QARD SAVINGS ACCOUNT-i effective 1st June 2023

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