Qard Current Account – i

(Protected by PIDM up to RM250,000 for each depositor)

Bank Islam offers the Current Account facility for safe custody of your cash. This facility, which is based on the Qard contract, enables you to wisely plan your monthly expenditure and allows you to manage your financial needs without involving cash.

Benefits & Features



  • Bankcard facility (for Individual / Joint account & Private Company Account Only)
  • Salary crediting & sweeping facility
  • ‘Standing Instruction’ facility for payment of bills and others
  • Hibah may be given on a monthly basis based on the Bank’s discretion
  • Others facilities:
    • Internet Banking
    • TAP Mobile Banking-i

Electronic Banking Facilities



  • Cash withdrawal
  • Fund transfer
  • Statement request
  • Utility bills payment
  • Zakat payment
  • Tabung Haji transaction
  • Internet Banking ( registration
  • PIN Change
  • MEPS Cash inquiry and withdrawal


The e-Debit (electronic funds transfer at point of sale) is a service where consumers pay their purchases using Bankcard and Personal Identification Number (PIN). The purchase amount will be deducted directly form either their Savings or Current Account.


MEPS Cash is an e-Purse application in your Bankcard, which stores a specific amount of monetary value loaded from ATM account, which can be used to make small purchases. MEPS Cash is a convenient method for making your routine daily purchases.



The Customer shall give consent to the Bank to deal with the whole or any part of any balances in the account in the manner that the Bank deems fit. Any profit generated by the Bank from the use of the funds shall belong to the Bank. The Bank may at its absolute discretion, give reward (Hibah) to the Customer. Subject to the terms hereof, the Bank guarantees payment of the whole sum standing to the credit of the Customer’s account upon demand.


Eligible Person

Malaysian citizens and permanent residents


Minimum Initial Deposit

RM500.00 for individual account and RM1,000.00 for non-individual account


Minimum Balance

No minimum balance


Age Requirement

Open to all, aged 18 years old and above


Types of Account

  • Individual Account
  • Joint Account
  • Partnership Account
  • Government Account
  • Association Account
  • Private Company Account
  • Company Account

Required Documents for New Current Account Opening

Click here to view Required Documents for New Current Account Opening

Terms & Conditions

Click here to view Terms & Conditions for BASIC CURRENT ACCOUNT-i effective 22nd January 2024

Click here to view Terms & Conditions for QARD CURRENT ACCOUNT-i effective 1st June 2023

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