iGain

(Not protected by PIDM)

iGain is a transactional investment account whereby customer can still opt for the banking facilities such as Mobile Banking, Debit Card, Standing Instruction and etc.

Benefits & Features

Benefits

Debit Card facility
Internet Banking
Mobile Banking
Salary crediting & sweeping facility
Standing Instruction facility for payment of bills and others

Electronic Banking Facilities

Cash withdrawal
Fund transfer
Statement request
Bills payment
Zakat payment
Tabung Haji transaction

Contract

Mudarabah

Mudarabah” means a form of contract between the capital provider (rabbul mal) and an entrepreneur (mudarib) under which the rabbul mal provides capital to be managed by the mudarib and any profit generated from the capital is shared between the rabbul mal and mudarib based on a mutually agreed profit sharing ratio whilst financial losses are borne by the rabbul mal provided that such losses are not due to the mudarib’s misconduct, negligence, or breach of specific terms.