Ever dreamed of winning cash, luxury cars and other exciting prizes? Al-Awfar could realise your dreams.

Now with 15 categories, you can stand a chance to be the next Al-Awfar winner.

The more you invest, the more entries you can earn. What are you waiting for? Open the Al-Awfar account to stand a chance to win exciting prizes. WOW! BANYAKNYA!

Draw Frequency	Prizes Categories	Requirement
Monthly Draw	1. Monthly Draw Grand Prize – RM100,000 x 1 Second – RM10,000 x1 Third – RM1,000 x 50 Consolation – RM500 x 200	Minimum average balance RM100 monthly
	2. States Draw Grand Prize – RM10,000 x1 winner every state Second – RM1,000 x10 winners every state Third – RM500 x20 winners every state	Minimum average balance RM100 monthly
	3. Jom Pindah Gaji Grand Prize – RM50,000 x 1 Second – RM25,000 x 1 Third – RM15,000 x 1 Consolation – RM1,000 x 50	Account salary through Al-Awfar with minimum average balance of RM100
Quaterly Draw	4. Jutawan Al-Awfar Grand Prize – RM1,000,000 x 1	Minimum average balance of RM1,000 for 3 months
	5. New Saver Grand Prize – RM20,000 x 1 Second – RM10,000 x 1 Third – RM5,000 x 1 Consolation – RM500 x 20	Account opened less than a year Minimum average balance of RM1,000 for 3 months
	6. 50 for 50 Grand Prize – RM50,000 x 1 Second – RM25,000 x 1 Third – RM15,000 x 1 Consolation – RM1,000 x 10	Aged 50 years and above Minimum average balance RM1,000 for 3 months
Half Yearly Draw (January/July)	7. Half-Yearly Grand Prize – BMW 320i M Sport x 1 Second – Honda HRV x 2 Third – Umrah/Holiday x10 Consolation – Latest iPhone x 10	Minimum average balance of RM1,000 for 6 months
	8. Loyalty 1 Grand Prize – RM50,000 x 1 Second – RM25,000 x 1 Third – RM15,000 x 1 Consolation – RM500 x 10	Al-Awfar account opened within 3 to 5 years Minimum average balance of RM1,000 for 6 months
	9. Loyalty 2 Grand Prize – RM100,000 x 1 Second – RM50,000 x 1 Third – RM25,000 x 1 Consolation – RM1,000 x 10	Al-Awfar account opened more than 5 years Minimum average balance of RM1,000 for 6 months
	10. Youth Grand Prize – MacBook Pro x 10 Second – iPad Pro x 5 Third – Apple Watch x 3 Consolation – RM500 x 20	Aged 23 years and below Minimum average balance RM100 monthly
	11. GradONE Grand Prize – Honda City Hatchback x 1 Second – Perodua Myvi 1.5 x 1 Third – Honda ADV160 x 3 Consolation – RM1,000 x 10	Aged 21 to 35 years Minimum average balance RM100 monthly
Yearly Draw	12. Platinum Grand Prize – RM150,000 x 1 Second – RM100,000 x 1 Third – RM70,000 x 1	Average balance more than RM250,000 yearly
	13. Gold Grand Prize – RM100,000 x 1 Second – RM70,000 x 1 Third – RM50,000 x 1	Average balance from RM100,000 – RM249,999.99 yearly
	14. Silver Grand Prize – RM50,000 x 1 Second – RM25,000 x 1 Third – RM15,000 x 1	Average balance from RM50,000 – RM99,999.99 yearly
	15. Bonus Grand Prize – 1kg Gold Bar x 1 Second – Harley Davidson Road Glide Special x 2	Minimum average balance RM1,000 yearly

Benefits

Passbook (upon request)
Bankcard Facilities
Salary Crediting & Sweeping Facility
Standing Instruction Facility
Profit sharing ratio = 98 (Bank) : 2 (Customer)
Profit will be credited into customer’s account every month end or upon account closing
Other facilities:
- Bill payment
- bankislam.biz

Electronic Banking Facilities

ATM

Cash withdrawal
Fund transfer
Statement request
Utility bills payment
Zakat payment
Tabung Haji transaction
Pin change
MEPS withdrawal
IBFT

Contract

Mudharabah

A contract between a capital provider (Rabbul Mal) and an entrepreneur (Mudarib) under which the Rabbul Mal provides capital to be managed by the Mudarib and any profit generated from the capital is shared between the Rabbul Mal and Mudarib according to mutually agreed Profit Sharing Ratio (PSR) whilst financial losses are borne by the Rabbul Mal provided that such losses are not due to the Mudarib’s misconduct, negligence or breach of specific terms.

Eligibility & Requirements

Minimum Opening	RM100
Minimum Balance	RM50
Age Requirement	Aged 18 and above (Below 18 years old must be opened under Trust Account)
Types of Account	Individual & Joint Account Societies Club Sole Proprietor	Universities / School Association Religious Bodies