Ever dreamed of winning cash, luxury cars and other exciting prizes? Al-Awfar could realise your dreams.

Now with 15 categories, you can stand a chance to be the next Al-Awfar winner.

The more you invest, the more entries you can earn. What are you waiting for? Open the Al-Awfar account to stand a chance to win exciting prizes. WOW! BANYAKNYA!

Draw
Frequency

Prizes Categories

Requirement
Monthly Draw 1. Monthly Draw
Grand Prize – RM100,000 x 1
Second – RM10,000 x1
Third – RM1,000 x 50
Consolation – RM500 x 200		 Minimum average balance RM100 monthly
2. States Draw
Grand Prize – RM10,000 x1 winner every state
Second – RM1,000 x10 winners every state
Third – RM500 x20 winners every state
3. Jom Pindah Gaji
Grand Prize – RM50,000 x 1
Second – RM25,000 x 1
Third – RM15,000 x 1
Consolation – RM1,000 x 50		 Account salary through Al-Awfar with minimum average
balance of RM100
Quaterly Draw 4. Jutawan Al-Awfar
Grand Prize – RM1,000,000 x 1		 Minimum average balance of RM1,000 for 3 months
5. New Saver
Grand Prize – RM20,000 x 1
Second – RM10,000 x 1
Third – RM5,000 x 1
Consolation – RM500 x 20		 Account opened less than a year

Minimum average balance of RM1,000 for 3 months
6. 50 for 50
Grand Prize – RM50,000 x 1
Second – RM25,000 x 1
Third – RM15,000 x 1
Consolation – RM1,000 x 10		 Aged 50 years and above

Minimum average balance RM1,000 for 3 months
Half Yearly Draw
(January/July)		 7. Half-Yearly
Grand Prize – BMW 320i M Sport x 1
Second – Honda HRV x 2
Third – Umrah/Holiday x10
Consolation – Latest iPhone x 10		 Minimum average balance of RM1,000
for 6 months
8. Loyalty 1
Grand Prize – RM50,000 x 1
Second – RM25,000 x 1
Third – RM15,000 x 1
Consolation – RM500 x 10		 Al-Awfar account opened within 3 to
5 years

Minimum average balance of RM1,000 for 6 months
9. Loyalty 2
Grand Prize – RM100,000 x 1
Second – RM50,000 x 1
Third – RM25,000 x 1
Consolation – RM1,000 x 10		 Al-Awfar account opened more than 5 years

Minimum average balance of RM1,000 for 6 months
10. Youth
Grand Prize – MacBook Pro x 10
Second – iPad Pro x 5
Third – Apple Watch x 3
Consolation – RM500 x 20		 Aged 23 years and below

Minimum average balance RM100 monthly
11. GradONE
Grand Prize – Honda City Hatchback x 1
Second – Perodua Myvi 1.5 x 1
Third – Honda ADV160 x 3
Consolation – RM1,000 x 10		 Aged 21 to 35 years

Minimum average balance RM100 monthly
Yearly Draw 12. Platinum
Grand Prize – RM150,000 x 1
Second – RM100,000 x 1
Third – RM70,000 x 1		 Average balance more than RM250,000 yearly
13. Gold
Grand Prize – RM100,000 x 1
Second – RM70,000 x 1
Third – RM50,000 x 1		 Average balance from RM100,000 – RM249,999.99 yearly
14. Silver
Grand Prize – RM50,000 x 1
Second – RM25,000 x 1
Third – RM15,000 x 1		 Average balance from RM50,000 – RM99,999.99 yearly
15. Bonus
Grand Prize – 1kg Gold Bar x 1
Second – Harley Davidson Road Glide Special x 2		 Minimum average balance RM1,000 yearly

Benefits
  • Passbook (upon request)
  • Bankcard Facilities
  • Salary Crediting & Sweeping Facility
  • Standing Instruction Facility
  • Profit sharing ratio = 98 (Bank) : 2 (Customer) effective until 15 February 2025
    99 (Bank) : 1 (Customer) effective 16 February 2025 until further notice
  • Profit will be credited into customer’s account every month end or upon account closing
  • Other facilities:
    • Bill payment
    • bankislam.biz
 
Electronic Banking Facilities

ATM

  • Cash withdrawal
  • Fund transfer
  • Statement request
  • Utility bills payment
  • Zakat payment
  • Tabung Haji transaction
  • Pin change
  • MEPS withdrawal
  • IBFT

 

Contract

Mudharabah

A contract between a capital provider (Rabbul Mal) and an entrepreneur (Mudarib) under which the Rabbul Mal provides capital to be managed by the Mudarib and any profit generated from the capital is shared between the Rabbul Mal and Mudarib according to mutually agreed Profit Sharing Ratio (PSR) whilst financial losses are borne by the Rabbul Mal provided that such losses are not due to the Mudarib’s misconduct, negligence or breach of specific terms.

 

Eligibility & Requirements
Minimum Opening RM100
Minimum Balance RM50
Age Requirement Aged 18 and above (Below 18
years old must be opened under Trust Account)
Types of Account
  • Individual & Joint Account
  • Societies
  • Club
  • Sole Proprietor
  • Universities / School
  • Association
  • Religious Bodies

 

Terms & Conditions and Product Disclosure Sheet

Download the Terms and Conditions for Al-Awfar effective 16 February 2025

Download the Terms and Conditions for Al-Awfar effective 22 January 2024

Download the Terms and Conditions for Al-Awfar effective 1 June 2023

Download the Product Disclosure Sheet for Al-Awfar effective 16 February 2025 (English Version)

Download the Product Disclosure Sheet for Al-Awfar effective 16 February 2025 (Malay Version)

 

Important Announcement:

Please be informed that there are changes to Clause 8.0 related to Profit and Loss. The changes will take effect on 16 February 2025. Kindly review the updated Terms & Conditions for more details.

List of Al-Awfar Draw Date 2025

List of Al-Awfar Draw Date 2025

Al-Awfar Winners